In accessing, browsing and using the pages of the UniCredit S.p.A. (hereinafter referred to as "UniCredit") website (hereafter "the Site") the user (herineafter referred to as "the User") accepts, without limitation or qualification, the terms and conditions herein.

The contents of this Site, including data, news, information, images, graphs, documents, drawings, logos and domain names, are the property of UniCredit and, unless otherwise, specified, are covered by copyright and by the regulations pertaining to industrial property rights.

No license or right to use any of the aforesaid contents of this Site is granted to the User; no portion of this Site may be reproduced, copied, published or used in any form or by any means for commercial purposes without prior written permission from UniCredit; Users are permitted to print or download extracts from this Site for their personal use only.

The information contained on the Site is compiled from UniCredit Group internal sources, unless otherwise specified. UniCredit reserves the right to change the contents, function or operation of the Site at any time without notice.

UniCredit makes every reasonable effort to ensure that the information and data on this Site is reliable, accurate, complete and up-to-date. In any case, UniCredit assumes no responsibility and thus declines all and any liability whatsoever for any inaccuracies, shortcomings or omissions that may be found in the contents published on the Site, as may derive from material errors or misprints, data entry, formatting or scanning. This also applies to contents hosted on the Site compiled by third parties at the request of UniCredit.

The contents of this Site have been prepared for general informational purposes and do not constitute an offer to sell or a solicitation to invest.

UniCredit is in no way responsible for the contents of any other websites through which the User may - via a hyperlink - have accessed this Site or other websites linked to this Site, nor is UniCredit responsible for any lost profits or revenues, loss or damage to data resulting from use of or reliance on websites to which this Site may be linked.

Furthermore, UniCredit takes no responsibility for the Site being temporarily unavailable, for delays in updating the information, or for damage arising from interruptions, suspensions, delays or anomalies in connecting to the Site as may be dependent on the power supply or telephone service or on Internet outages or any other causes beyond the control of UniCredit.

UniCredit and the Technical Departments that it authorises, protect the Bank's Information System from the risk of intrusion and the action of programmes designed to damage or interrupt its operation via the use of suitable electronic devices and antivirus systems. However, only the User is ultimately responsible for fitting the electronic instruments used to browse the Internet with programmes and systems designed to ensure secure navigation in wireless networks and adequate protection against viruses and other damaging programmes.

For any further information or clarifications, the User should go to the "Contacts" page of the Site.  

TRANSPARENCY

The contents of this Site may:

- be purely for information purposes and not represent in any way an offer of banking and/or insurance products;

- constitute a publicity message for promotional purposes. In this case, all the contractual conditions of the products shown that are not expressly indicated can be found in the "Information Sheets", "European Forms - Basic European information on consumer credit" or in the "Publicity Information Forms" available from all UniCredit branches.

The "Information Sheets" and "Publicity Information forms" are also published in the Transparency section of the website www.unicredit.it